Live now, pay later™
Shop with the FlexitiCard®
Get instantly approved1 for 0% financing*
We’ve partnered with Flexiti to help turn your big purchases into small payments.
Apply today and get approved for 0% financing* in minutes.1
How it works
1
Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase.1
2
We know it’s good to have options. Pick the financing plan and term that suits your budget.
3
Use your FlexitiCard again and again, without reapplying! Shop at thousands of retail locations within the Flexiti Network™.
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The flexible way to payTM
Plans that work for you
Equal monthly payments
- no interest*
Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of your term.
Plan terms range from 3 – 12 months.
Deferred payment - interest accrues, no payments*
Defer your entire purchase (including tax, applicable fees, and optional insurance premiums) and pay in full at the end of your term. Only annual fees (if applicable) will be charged upfront.
Plan terms range from 3 – 12 months.
Regular credit purchase*
It’s perfect for small purchases too! Use your FlexitiCard just like a regular credit card.
Flexiti fees
Admin fee
A transactional fee that’s charged when you finance a purchase. Admin fees range from $0 – $299.99 depending on your term length and may be expressed as a monthly or annual amount. Admin fees are financed within your total purchase amount (not applicable for Quebec residents).
Annual fee
A $39.99 annual fee is charged annually if your account has a balance (for residents of Quebec only).
The Flexiti Network
The FlexitiCard is accepted at thousands of Canadian retail locations, in-store and online! Shop for electronics, furniture, appliances, jewellery, fitness equipment, auto parts and more.
Flexiti Simply Secure™
Did you know? Simply Secure is an insurance program that offers payment protection coverage to Flexiti cardholders in case of certain unforeseen circumstances.
Learn more about Flexiti Simply Secure™ on www.flexiti.com.
FAQs
Shopping online? At checkout, select Flexiti as your payment method. You'll be prompted to apply for a Flexiti account or to enter your existing Flexiti account number. Then, select your financing plan and complete your purchase. It's that easy!
Or, if you're shopping in-store, chat with a sales representative to apply or make purchases using your Flexiti account via our merchant app.
Making payments is as easy as using your bank's online bill payment system - just add Flexiti (Flexiti Financial) as a payee! You can also send a cheque to the address below - include your account number on the cheuqe to avoid delays:
Flexiti Financial Inc.
Attention: Account Services - Payment Processing
P.O. Box 340, Orangeville, ON, L9W 2Z7
Miele Financing Options : Financing Promo Plans
*O.A.C. Subject to the terms of the Flexiti cardholder agreement. No minimum purchase applies. For no payment deferred plans, no payments are required during the 3-6-12 month promotional period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. For no interest equal monthly payment plans, no interest will accrue during the 3-6-12 month promo and monthly payments include payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. For all plans, Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% to 39.99% (35% max for Quebec residents). Admin fee of $29.99-$199.99 applies for 6 month plans and $69.99- $299.99 applies for 12 month plans (excluding Quebec residents) and will be financed with purchase; fee amounts are based on purchase amount and will be communicated at time of transaction (not applicable for Quebec residents). The amount is payable in full if the promo is paid off early. Annual fee of $39.99 applies for residents of Quebec. Do not pay/no payment deferred plans are not available for Quebec residents; however, other deferred interest promos are available (max Account AIR is 35%, annual fee of $39.99 applies).
Regular credit purchase
Interest accrues at the cardholder agreement annual interest rate (Account AIR). Minimum payments are due monthly in accordance with the cardholder agreement. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% to 39.99% (35% max for Quebec residents). An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. Annual fee may apply for Quebec residents. Any balance at the end of promo term bears interest at the Account AIR.
Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard, Flexiti Network, Live now, pay later, the flexible way to pay, Simply Secure, and the Flexiti design are trademarks of Flexiti Financial Inc.